Eligibility Requirements

With regard to eligibility:

You must be 18 years old or otherwise have the ability to legally contract for vehicle financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent) with proof of status. You must be employed and live in a state where Carputty offers Credit Accounts.

When adding vehicles as collateral, the following types of vehicles are not eligible for financing :

  1. Vehicles older than 8 calendar years

  2. Vehicles with 85,000 miles or more

  3. Vehicles not manufactured by U.S. Approved, licensed Original Equipment Manufacturers (“OEM”s)

  4. Vehicles used for commercial and/or business purposes

  5. Commercial vehicles

  6. Vehicles with salvaged or branded titles

  7. Gray market or lemon law vehicles and/or business purposes

  8. Motorcycles, recreation vehicles (RV), aircraft or watercraft